5 minutes to a beautiful beach 1.5 acres $39,000 and on a nice River

I have so many people in this market that have been to Costa Rica seeking property close to the beach for a very low budget..  Until now, I just couldn’t help them and they either settled for something else or decided not to buy.  Now, I can.  The opening of the new highway as well as the advancement of this small project has changed all that.

Last week Robert wrote about  clients seeking investment properties in Costa Rica and are coming to Costa Rica ready to buy.  He suggested that it doesn’t work that way for various reasons.  Well, I have broken the rule because I have one that is very real value and you don’t have to wait for it to com along, it’s here and now.  Yes, it was some time coming as lots needed to be separated, roads and services had to be installed.  I have been on this one for a year and I wanted to be the first one to know when it was truly ready for market

Imagine a property touching a beautiful wide river that you can swim and fish or take boat with mountains in the background and more, only five minutes to a wonderful beach.  Imagine only 1 hour form Sam Jose with all it’s great amenities such as health care, shopping, dining and much more.  Imagine $39,000 only.
This is one of those investment opportunities whereby you can come prepared to buy because this is a truly exceptional value.  SEE IT HERE

Costa Rica Retirement Vacation Properties has the good fortune to be privy to some very good value properties.

Consider using a self directed IRA on this one and forget you have it for 4 or 5 years, IMAGINE

Our Lifestyle Real Estate Tours are very comprehensive.

For information on this property:
Steve Martinez : Cell: (506) 8827 9258
Location
: San Jose office
Position:
Marketing associate
Telephones:
(506) 2293 2446 – Toll Free: 1 888 581 1786

Email: steve@costaricaretirementvacationproperties.com

Don’t buy an Oceanfront Condo until you read this

Buying Ocean front Condos is the dream of many. Vacation homes in Jaco beach have been very expensive by our standards (not by California  or Florida) in the recent past.
A vacation home often provides a good way to defray costs of owning through the rental pool programs.  Caution – Not all projects have great Rental Pool Programs. Also, maintenance can be very high.

When choosing a Vacation home one has to pay particular attention to the maintenance and the rental pool that is being offered.  Costa Rica has experienced it’s first drop in prices in 20 years and some deals are appearing, but you must heed the foregoing.  Here is an example of a very good product at a great price, good developer and one of the best rental pools.

It has what we as professional Realtors  deem amenities that match up with the price.   It is located in the center of Jaco Beach, central Pacific and is now 45 minutes from the Capital with all the amenities and world class health care.     This is the latest luxury ocean front development to be completed in Jacó Beach. Located in the heart of town, you can easily walk to countless restaurants, markets and shops.  Suite 302 in the North tower is situated on the 3rd floor as close to the sand as you can get. Two bedrooms and 2 and a half bathrooms feel spacious in this 1,615 square foot condominium appointed with porcelain floors, granite counter tops and all furnishings down to the silverware.  Eventually an on-site commercial center will host restaurants, a day-spa, fitness center, and more. 70% financing is offered.  We include this project on our comprehensive Real Estate Tours.

Carol Odonnell:
Location:
Hermosa/Jaco beach
Position:
Marketing Director Central Pacific
Telephones:
Office (506) 8318 0717
Toll Free: 1 (866) 374 -8522  or  1 888 581 1786

Email: carol@costaricaretirementvacationproperties.com

A great Retirement and Vacation home location that has it all

The current investor should be taking a hard look at good projects priced to this market with amenities built in that won’t cause you to lose sleep over the maintenance fees.  These should be located with good proximity to the Ocean and to the major medical and services.  The location and amenities should reflect a real price savings over that of the past.

One such place that we see falling nicely into the Retirement market in Costa Rica as well as the Vacation Home market is located in Orotina.  It has gorgeous land at $50 per meter ($5 per foot) and beautiful infrastructure as well as ocean, valley and mountain views.  The Best part is that it is only 25 minutes to the beach and 30 minutes to San Jose with all its services including fine dining, world class health care, dentistry and shopping.

This is not a deeply discounted deal, but is a true deal today.  You can lock in your Costa Rica Retirement or Vacation home now and when you look down the road, it will have truly been a deeply discounted property.

The market for this type of product will be fantastic in the near future.  Costa Rica is still a number one destination for retiring north Americans. With the 77,000,000 Baby Boomer falling out as we speak, coupled with other social and political issues, our share of the Baby Boomers  is going to be even larger in the future.  This spells opportunity for the investor, vacation home buyer and those seeking a nice community for retirement today or in the future.

We are currently previewing this project in depth with our full staff and will be happy to report  more information on this retirement or vacation home location.  We will be showcasing it on our Lifestyle Real Estate Tours.
call us at 1 888 581 1786 and ask for Steve, Robert or Gustavo.

Costa Rica Retirement Vacation Properties  
We are a Real Estate Company – listing and marketing properties in all of Costa Rica.  We and know the country and Real Estate business very well. 
Buying Real Estate is easy simple and safe with our company.

Where are the real deals?

Often  clients call to tell me they are coming to Costa Rica with cash and are coming to buy. They make it clear that they have cash and will only entertain deeply discounted opportunities.  Further, they plan to arrive in 3 days to 1 week.  Think of the logic here.  When a real deal that is truly deeply discounted appears, who knows about them first?

The owner’s:  Realtor? – Bank?  -  Attorney?

The Bank, depending how they prioritize it can move it the same day if they want as they have good clients of their own asking them to be on the lookout for deals. If the Bank has money in  it, they will prioritize it and give it to their clients seeking this kind of deal, or a good Realtor client of theirs.  Seldom do they have to call Realtors.  Attorneys are in a similar position.  Not only do they have clients seeking deals but often will buy it themselves or with partners.  Realtors as well have clients waiting and they also have interest in putting deals together on distressed situations.  So unless, I have an inventory of really good deals that I am sitting on (not likely), my new found client is coming all the way here for nothing.

Wielding cash doesn’t get done what one thinks. Often the person has already discounted his property in bad markets and is in a wait and see mode.  Therefore the cash guy comes to him with his already discounted property and tries to offer 50 cents on the dollar.  Where do you think this negotiation is going?  Nowhere.  Sooner or later frustration sets in and when he sees something on his own he perceives to be a real deal, it may be something that is fraught with problems.  It usually is. You know where this is going.

Well, how do you find the good deals you are always hearing about?

1  You need to advise your representative that you are sincerely interested in deeply discounted properties in Costa Rica.

2  You need to be ready to come to view the Costa Rica Real Estate on very short notice.

3  You need to  have the ability to act quickly

This may take 2 to 6  months, but in the end it is the best way to go about it.  There are some very good deals that we hear about early as Costa Rica Retirement Vacation Properties covers most of Costa Rica.   Costa Rica for the most part is very nicely situated in this down economy believe it or not.  Prices have finally adjusted and we are seeing sales again. That tells us what the market  pricing really is for the here and now.  Deeply discounted properties are not that available today given the above scenario.  Also, a property can only be deemed deeply discounted when there is an up market on the horizon so you may take advantage of it and sell.  That is the only barometer as far as how discounted anything really is.  We don’t see escalating prices in the near to mid term.

Costa Rica Retirement Vacation Properties -
We are a Real Estate Company – listing and marketing properties in all of Costa Rica.  We and know the country and Real Estate business very well.
Buying Real Estate is easy simple and safe with our company.

New road makes it easier to decide between beach and Capitol

After the 27th of January, private world class health care will only be 45 minutes away from the Costa Rica central Pacific.  Couple this with all the shopping, the fine dining and cultural events the central valley offers, Baby Boomers seeking Retirement Real Estate will now be able to take a serious look at this area.

Various routes along the way such as Atenas, Orotina, Puriscal will become more attractive to foreigners seeking retirement in Costa Rica as well.

Recent release
The new autopista a Caldera will be inaugurated on January 27th, one week before the national elections,  Costa Rican president, Oscar Arias, announced in Puntarenas on Saturday. “For the first time I made it here (Puntarenas) in 50 minutes by way of the new highway”, Arias told a crowd during a tour of the Pacific port town. The section between Santa Ana and Orotina of the new San José – Caldera highway that is not yet open to the public, had been scheduled to be open in March, pushed up from the original June opening date when construction commenced two years ago. However, advances in the work enable it open early. President Arias called the new highway a “gift to Puntarenses”, saying that Costa Rica has waited almost 40 years for this highway to become a reality, for the port city to have easy and fast access to San José and vice-versa. The new road allows travel between La Sabana on the west side of San José to Caldera, south of Puntarenas, in less than 45 minutes. Currently it takes between 90 and 120 minutes to make the same trip. The savings in time is because the highway cuts through the mountains, eliminating the steep climbs and drops on the current routes, as well the slowdown in traffic caused by big trucks and buses. The sections between San José and Santa Ana and Orotina and Caldera have been open since last year, remaining was the middle portion. The cost of tolls to travel the 77 kilometres of the new highway, from end to end, is about ¢1.500 colones each way for passenger vehicles and motorcycles, more for heavy trucks and buses. On Christmas day, Inside Costa Rica was able to ride the road. Click here for that report.

Costa Rica Retirement Vacation Properties serves all areas between the central Valley and the Pacific coast.  If you are a Baby Boomer trying to decide, “WE MAKE IT EASY” with our Lifestyle Real Estate Tours.

San Ramon – a special place by Michel Paulin

I have listed a few of the reasons people are choosing San Ramon for Costa Rica Retirement.
This is information important to one’s decision in choosing location

It is located 10 13’ 13’’ latitude North, 84 35- 20 longitudes West. 40 Miles North of San Jose, and about 3468 feet above sea level. Situated in the Alajuela province, just off the Interamerican highway.

  • Distances from other places
  • Airport 35 minutes
  • San Jose 1 hour
  • Beaches 45 minutes
  • Mountains 15 minutes
  • Volcano Arenal 1.5 hour
  • Golf 45 minutes
  • Lodging, Resorts, B&B, Hotels, all in and around San Ramon
  • It’s warm and breezy year round, about 74 F.
  • It is the most important city out of the Great Metropolitan Area. Is the Regional Center for many public entities, It has all the public services (Major hospital, Private clinics, Red Cross with free ambulances services, Schools, Churches, Universities, UCR, University San Jose, and so on)
  • It is an important commercial center. The commercial activities in town are shoe stores, clothing stores, restaurants, bars, discotheques, jewelry stores, public market, weekend ferias of the agriculture with very cheap produces and fruits etc, and there’s even a small shopping center in the entrance of San Ramon from the highway. Its principal agriculture activities are the coffee, ornamental plants and sugar cane plantations.
  • European settlers colonized San Ramon in the 1840’s, and started developing the land of this little colony for farming. It is also known as the “City Of Poets” (for many and important Costa Rican poets were born here) and three ex presidents of the Republic were born and brought up in San Ramon.

As some areas of Costa Rica are becoming over-developed, San Ramon is a unique gem located in a mountain valley, It has retained its laid-back Pura Vida life style and affordability, for example most of the stores in the downtown area close from 12 pm to 2 pm. San Ramon is just being discovered by an International community craving a real Costa Rica.

Here we have properties in San Ramon for every taste and wallet, from downtown houses, guarded communities, small to medium farms to big fincas, with prices ranges US$ 5.00 square meter of land, US$ 30.000.00 for lot with a small house, to million dollars properties.

Just let us know what you would like and will find it for you.

I chose San Ramon for its many wonderful interesting places to visit, plenty of activities for everyone, the slower pace of life that attracts locals and visitors, the charming people, the appealing climate, the beautiful mountain and coast views, the easiness to find any service or product that you need in a very anti stressful and quick way.

It’s just the perfect place to live if you want to enjoy peacefulness and comfort in even a very affordable way. And be close to everything.

Choose, San Ramon. I did and I don’t regret it… AT ALL!

Any questions do not hesitate to contact us.

Michel Paulin  toll free 1 888 581 1786

http://es.wikipedia.org/wiki/San_Ram%C3%B3n_%28cant%C3%B3n%29
http://www.sanramon.go.cr/
http://www.so.ucr.ac.cr/

San Ramon – a good Lifestyle choice

Some of our smaller communities that we class as the central valley area are becoming target of   the savvy investor and retiree due to the new highways being completed. One can enjoy beautiful views, tranquility and a low cost of living and not be too far from all the services.

mike croppedMeet Mike Paulin is along resident of San Ramon and has recently joined our network as our San Ramon Real Estate marketing associate for this area.

Mike is from France and is a long time resident of San Ramon and intimate with the area. His background is that of an international Chef. He is well travelled and chose Costa Rica for it’s beauty, friendly people and comfortable cost of living for his early retirement years.

His activities in Costa Rica include working with indigenous people here to assist them in their lifestyle. Recently he decided to take advantage of his many languages and experience with people of all walks of life. He felt his investigation process and choice of Costa Rica as a retirement destination could serve him well with our firm.

Further, he is a dyed in the wool San Ramonian and can be very informative for people seeking a rural lifestyle in an area that has many amenities for a great and comfortable life. Michel rounds us out nicely and we are very pleased to have a person of his caliber with our team.

Mike is currently working on locating a number  of small farms in the San Ramon area that will fit nicely the plans of people seeking a quiet lifestyle with a little land and not too costly.

Cost of living is very low in this area and the views are magnificent.  Lifestyle is laid back. The town is fairly large with all you need for basic living including a hospital.

Mike has some very nice properties in the area of San Ramon, including a development that is quite different and beautiful yet still rustic.

We offer a Lifestyle Property Tour of the area which includes orientation upon arrival which covers every subject you need for relocation, tour of all facilities and service of San Ramon and a good selection of properties.
For information on our Lifestyle tours of the area, call and ask for Mike or Robert.
Costa Rica Retirement Vacation Properties toll free 1 888 581 1786

Combinations that work in this Real Estate market

I just went to Atenas and met with a new client and the developer to finalize a contract for an Atenas home and wish to relate the total history and  experience.  This is a good example of what has to be in place to make deals today.

After the paperwork was completed, I wanted to extend greetings and a big thank you to our client Dan and the Developer, Norman.  In doing so I made the comment to Dan that he was very fortunate to have been able to make a very good deal as many people that bought a yeas ago were not so fortunate. 
I also pointed out to Norman that I was pleased in this meeting to hear Dan’s comments on how cooperative and good the communication has been between them.  

Norman replied that the diligent work of our Rudy Matthews of our firm Costa Rica Retirement Vacation Properties made this good deal happen.  Dan concurred.  Kudos to Rudy and congrats to Dan and welcome to Costa Rica.

In this market, deals are few these days and when one occurs, a number of things have to be present.  Our client had a budget of less than the price of the home.  Our Developer is one of high standing and that we have dealt with for many deals.  Norman, had one lot left in this phase. It was a nice one with great views, privacy and in a gated community.  Normally this home would have sold for over $400,000. 

After much negotiation a very fair price was struck and Norman offered an very attractive financing package as part of it.

There is no doubt that this was a very good deal, but for both. With the market winding down like it is now and being the last lot he had, it became Win Win for each.

Dan bought value in today’s market, Norman has no inventory and a very happy client.  Dropping prices is not the norm in Costa Rica because of the 20 year constant climb.  However, today one has to be very prudent especially-if you have something in the $200,000 and up range. Holding out for yesterday’s profit will be folly.  You will have it for some time.

While I personally don’t feel we will drop like Florida, people are seeing beautiful homes that were priced at $800,000 and now lucky to sell at $400,000.  Foreclosures are rampant and there you find everything. People buying in Florida at foreclosure levels may very well be still paying too much.  The USA recession is very real and needs building blocks this time to recuperate not creative financing and the like.

Many of our clients feel we are going to experience the same levels of pricing here.  I, for one don’t agree with that for a host of reasons. We did not get involved in junk mortgages, we are not a debt driven economy with low loan to value mortgages and we are still a solution not only to the Baby Boomer, but many disgruntled people that want a change. Remember, There is no better option than Costa Rica unless you are a $600 per month person that we keep seeing advertised.  We need to maintain this status by not pricing ourselves out of this great market.

Costa Rica Real Estate will still be very desirable if priced according to our market conditions.  We, as Realtor have to develop a strong message to our sellers depicting the reality for the times.

I have some opinions that I feel are fueled by experience and what Costa Rica has to offer. If anyone cares to discuss this, please feel free to call 1 888 581 1786.  Robert

PS: About Dan
He  was on the Christopher Howard Retirement Relocation tour to acquaint himself with Costa Rica. Costa Rica Retirement Vacation Properties provides the property sampling for this tour.  Dan opted for the extra days “Add on” that we offer for people that have decided they wish to focus on property.  We had a good orientation with him, developed a very strong itinerary and gave him our full service with our Lifestyle Property Tour.    Congratulations Dan on going about things correctly ending up buying safely and efficiently.

First drop in Costa Rica prices in 20 years and is significant

Is the glass half full or half empty

You are probably aware Costa Rica is a big Brand world wide and one of the leading destinations for retiring Americans.  With all the uneasiness in the USA, and 77,000,000 Baby Boomers poised and ready to retire, we are going to benefit greatly from this in Costa Rica.  Americans like the lower cost of living, great health care, peaceful democracy, the climate, and proximity to the USA.  Costa Rica is still the number one choice for retiring Americans offshore.  We have more Americans here per capita than any other Country in the world.

By the way, they are not just baby Boomers either that are interested in coming here to live and work.

We have just experienced the first significant drop in pricing in Real Estate in over 20 years which makes this an opportunistic time frame.  There people out there with property that are now desperate to sell.

Whether you are a beach or inland person, one can now capitalize on what was once described as “I wish I had bought 4 years ago” attitude.

Today with what has happened, Costa Rica can help you get the IRA back on track and fast .  Or, people with cash that are seeking this type of refuge and safety also can take advantage of the opportunities.

People are leaving the market in great numbers. Good financial planners have a very low percentage of portfolios in stocks. For people retiring  2 to 10 years out, using your IRA smartly can be the one of the best things you can do.

One of the best hedges against dollar and inflation today is Costa Rica property.  Given the sheer number of Baby Boomers alone and with an eye to lowering costs, living in a nice climate and peaceful country, it is a no brainer.  If you buy a property today with your IRA and hold it through the onslaught of the Baby Boomer explosion it will have a profound gain by sheer pressure of numbers, not to mention the income during the time you hold it. (You still must buy it right)

Read all about the use of self directed IRA’S in Costa Rica and get checkbook control of it.  Join in on our Webinar for self directed IRA’s.

There are also some fine land opportunities that relate to the eminent growth forecasted above.  We have seen some discounting that has never been experienced here before.

Costa Rica Retirement Vacation Properties has always strived to be ahead of the curve in retirement and investment property concepts.

We are convinced that the Country is so well positioned at this time, that careful purchasing Costa Rica land now can lead to very respectable gains near term for the foregoing reasons.  Unlike buying foreclosures that still have the unchanged mill rates, (taxed at former levels) no idea if these are bottom out totally yet and having to realize that this at best  what the real value is today.  With all that is being put in place in north America, property gains are going to be small at best in the next years as there is no redemption for the losses of the past and they will continue to haunt institutions and buyers alike.

It is the best possible time to make investment moves whether they be for longer term or your retirement.  We have carefully identified some serious opportunities in property for investment or retirement.  These are deeply discounted and in good areas.

If you have a group of individuals, professional or developers and would like to develop a feel for Development in Costa Rica, we can make a mini seminar upon arrival and set up a very specific tour for your group.

Call us and let us discuss our strategies with you to get a first hand feel for things.  Toll free 1 888 581 1786 ask for Robert

What the US can learn from Costa Rica about national health care

 This is an article from Examiner.com

I have been a long time resident and am very close to how things work in medicine here.  At the same time, I am also aware of disgruntled people who would criticize this article profusely. 

On balance with that, I personally know of cases of maternity, bypass , appendix, Laparoscopic surgery and much more that have been done very successfully. 
Things require perspective and one needs to understand how the  system works before you can fairly evaluate whether it is for you.  For example, people with chronic care needs have to schedule their appointments well in advance according to the frequency they require care.  Emergencies are always dealt with quickly.

Many people use their own private care physician and have the public insurance for long term hospital care. It is kind of like catastrophic policy.

When you take into account, your income and the fact that this is so cheap, it might just be worth your while to understand how to utilize this system for your own benefit.  Some of the older Hospitals are very crowded and busy. This may not be right for most people. However, some of the new public Hospitals are very nice and well equipped to give good service.

When we at Costa Rica Retirement Vacation Properties  have clients coming to reside here and their need is public health care, we make sure we locate them in an area whereby they can qualify for one of  the new Hospitals.

Anyway, here is the article, read on….

Costa Rica, a small developing country of 4.6 million people, in Central America, surprised many people by having a health care ranking by the World Health Organization higher than the United States. The life expectancy of people in Costa Rica is higher than the U.S. and the infant mortality rate is approximately the same. What is incredible is they are spending $6,000 less per capita than the U.S. and they are covering all of the people. 

The Costa Rican Social Security System was started in 1941, by President Rafael Angel Calderón Guardia, a Costa Rican physician, who was educated in Europe. He modeled the program after the one in Chile.

As in the U.S. now, the Costa Rica national health care system was strongly opposed by doctors, employers and pharmacies at the time.  There were concerns, just like in the US that it would eliminate private medicine and related businesses. However, the government of Costa Rica had the courage to move ahead and coverage was gradually expanded. Each step was met with complaints that it would eliminate private medicine.

The Caja, the name of the Costa Rican national health care program, is funded for the most part by employers who pay 9.25 percent into the social security system and employees who pay 5.5 percent.  The government provides only for the 17 percent of people that live below the poverty line. 

Costa Rica also offers a private option, which primarily serves the upper middle and upper class. The cost is approximately $800. a year depending on age and medical condition. This allows them to avoid the wait time associated with the Caja. They have found, in order to compete with the public system, that private practices are keeping their rates low.

Is the Caja perfect?  Absolutely not and they are working to make it better.  There are wait times for non-emergency care. An example is a man who has waited 35 days for hip replacement surgery. The country is also working to expand services in rural communities making it unnecessary to come to San Jose, the capital, for treatment. However with these problems, the Costa Rican people are justifiably proud of their health care system which provides high quality, the latest technology and doctors who divide their time between private and public sectors of health care.  

Chrissie Long of the Tico Times, the leading English-language newspaper is doing an excellent in-depth analysis of Caja.  In her interviews she found that while people interviewed in Costa Rica voiced concerns about delays, they would not trade their system for the one in the U.S.  A doctor she interviewed, Danilo González stated, “Anyone – anyone can receive care in Costa Rica, and they’ll receive the best care available in the country.  In the United States (what happens) if you don’t have insurance and can’t pay?  Out the door.  You are left to die in the streets. “  

Rosa Climent, the director of the day to day operations of the Costa Rica Social Security System stated the biggest obstacle to the U.S implementing national health care was the lack of solidarity. Referring to the U.S., she stated, “They don’t have the same commitment to solidarity. We have a culture of solidarity in our country, in which people with more economic means, take care of those with less.”

If you are contemplating Costa Rica Retirement and medical care is an issue with you, please contact Robert at 1 888 581 1786 and we will be happy to assist you in any way.
Medical care is one of the things we cover extensively on our Lifestyle & Property Tours